OpenSCHUFA

A web app for data donation in a project on credit scoring

"When applying for a loan, mobile phone contract, or even trying to rent an apartment in Germany, the Schufa score - Germany’s credit rating - is decisive. If you have a few „points“ too little, your application is refused. (Computer says „No“ to your new smartphone or apartment.) However, the calculation of these credit scores - done by the private Schufa company - is fully intransparent. The formula is a trade secret, and as such not open to the public. We want to change this intransparency with the project OpenSCHUFA. Together with AlgorithmWatch we want to reconstruct the Schufa algorithm with „reverse engineering“.

If you are interested in adapting this to Switzerland, see our recent blog post for details, and fork our source code. Members of the project (Walter Palmetshofer) will be participating at the Opendata.ch/2018 conference to answer questions on site.

Event finished

03.07.2018 20:00

Edited content

11.06.2018 09:33 ~ oleg

Challenge posted

04.06.2018 15:19 ~ oleg

Event started

03.06.2018 12:00

Connect to our community on Discourse | Mattermost | Slack | Twitter | Facebook

All attendees, sponsors, partners, volunteers and staff are required to agree with the Hack Code of Conduct. Organisers will enforce this code throughout the event. We expect cooperation from all participants to ensure a safe environment for everybody.

Creative Commons LicenceThe contents of this website, unless otherwise stated, are licensed under a Creative Commons Attribution 4.0 International License.

[Un]conference 2018